Buddy offers the first and only on-demand accident insurance for people living an active life. No deductible, no year-long commitment, no wait, just benefits paid directly to you if you get injured doing fun stuff.
Buddy is a fabulous product, much needed, from a fabulous team. I highly recommend checking it out if you ski, snowboard, bike, etc with any regularity in particular.
Greetings! I'm Charles, CEO of Buddy.
I spend as much of my time as I can riding bikes, hiking, and enjoying the outdoors. A few years ago, my friends and I realized that lots of the folks who we spend our time having fun with were coming up short on cash if they had to go to the ER or Hospital for an accident.
"What about health insurance?" Great question! Many of us have health insurance either through our work or through the Health Insurance Marketplace. Unfortunately, for the average plan, your deductible is a couple thousand dollars or more. If you have an accident, deductibles are just the starting point. Add on physical therapy, transportation, and a number of other non-healthcare costs, and you can find yourself with some hefty bills.
After seeing one too many GoFundMe campaigns, my co-founders, @iamvogey and @jay_paul1, and I decided that we could do something about it.
So, we've created an on-demand accident insurance platform that allows you to get covered instantly. A policy can be as short as a day or as long as a yearโyou decide! If you get hurt, benefits are paid based on how badly you're injured, and they are paid directly to you.
You can get covered directly through the site, and our partner API allows for on-demand accident insurance to be integrated with all kinds of registration, booking, and fitness platforms, so if you organize events, we can help protect all of your participants!
Our team is around for questions, so just drop 'em here ๐... or is it here ๐? Either way, we'll answer!
While I would stop short of calling myself an "adventure sports enthusiast" (mostly because the term "enthusiast" is a little douchey), I *do* partake in a lot of fairly risky activities, nearly all of which could land me in a hospital: skiing, climbing, cycling, mountain biking, etc. That's why I became one of Buddy's early customers. I figured IF I'm going to go to the hospital this year, it's going to be from doing something stupid and likely my normal insurance won't cover it.
Turns out, I was right. In December, I broke my shoulder skiing and had to go to the ER on the ski resort. If it weren't for Buddy, I would have had a pretty hefty insurance bill OR an un-set shoulder and undiagnosed lingering bone contusion without painkillers. Buddy helped cover most of the cost of my injury, and the process was totally painless... Well, except for the broken shoulder part.
The hardest thing about Buddy is remembering to get it *before* something happens. So set an alarm, add it to your packing list, or leave a sticky note on your surfboard, snowboard, or parachute. Just remember to get buddy for your next adventure. And if you do break a bone, at least you won't have to break your piggy-bank as well.
@kevin_krauth1 We were bummed to hear you got hurt but glad to be able to help get you back in action. What would be a good way for us to help you remember to get covered ahead of time if you just wanted to pick days occasionally? Calendar integration? Something else?
I'm a long-time outdoor enthusiast, hobbyist, adventurer, ... whatever elser. And I'm stoked to see a company like Buddy on the market. I've worked with adventure insurance providers in the past, but none of them have come close to competing with Buddy's level of expertise or professionalism. They just seem to understand what's actually important and needed within the outdoor adventure community.
I wish this was around 4 years ago when I tore my ACL. This is a no brainer for all my outdoor friends! Can't speak highly enough about the team who put this together.
This is a team of really innovative, dedicated guys who have done every sport known to mankind, and want to share that enjoyment you. They have your best interest at heart to go hard, love the thrill and all the while they have your back! I remember this whenever I go to the barn and go out for a ride. Thanks Buddy Technologies!
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