Andres Ugarte

Copilot - Smart budgets and subscriptions tracker for iOS

Copilot is an app that changes the way you see your money, one emoji at a time ⚡️
💳 Automatic accounts tracking
🤖 Smart spending categories and budgets
🚨 Subscriptions detection and notifications
📈 Investment accounts and holdings.

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Branimir Hrženjak
Love the idea behind this app. Any chance we'll be seeing it on Android as well at some point in the future? :)
Andres Ugarte
@branimir_hrzenjak Thank you. And definitely, we started with iOS but we want to grow the team and build the Android app as well.
John Doe
I’ve been using Copilot for a few days and could already tell it’s the best budgeting/finance app I’ve used. Any plans to bring it to iPad sometime in the future?
Andres Ugarte
@new_user_16317448d1 Thank you! Yes, iPad and Mac support are on our list
Connor Patterson
I’ve been using Copilot for a few months now and really like it. Transactions show up very quickly and are easy to recategorize/ignore. The app looks really great and has some very helpful features like showing upcoming subscription charges and how I’m tracking against this months budget. The dashboard also shows which areas of my budget I’m getting close to exceeding which is very helpful. The accounts tab has mostly replaced my use of Personal Capital and Copilot supports certain accounts that Personal Capital didn’t. All in all, one of my favorite apps for tracking expenses and definitely one I’m willing to pay for.
Andres Ugarte
@___tcp Wow, thanks for that review Connor.
Graham Gnall
@___tcp 100%. I've tried them all and this legitimately works better than the others. The instant displaying of pending transactions and "review" stages, show a clear understanding of the problem and are so much more reliable than any other service.
Andres Ugarte
Hi everyone! I’m Andres, the founder of Copilot 👋 With Gabriel we're very happy to announce that Copilot for iOS is finally available in the App Store. It's been a journey of over a year of hard work, and we can't wait to hear what you all think! I started Copilot because I was frustrated and fed up with the limitations of existing personal finance apps. We have complex tools to understand data related to so many aspects of our lives, but when it comes to making sense of our financial data we're still stuck with Mint. So at the end of 2018, I left my job at Google and I built a rough prototype that I forced my friends to use. More than a year later, and after beta testing it with more than a thousand users, we're finally ready to take the next step and launch publicly! Now, to the main features of the app: 🤖 Automatic categorization and tracking. Transactions are organized automatically so they’re as easy to search, sort, and filter as your email inbox. The app uses crowdsourced feedback to continuously improve the experience for everyone who uses it. 🏦 All your accounts in one place. Copilot keeps track of all your bank, credit, and investment accounts so you don’t have to– just link them once and we’ll take care of the rest. 🔁 Subscriptions detection and tracking. Copilot analyzes your transactions and finds most, if not all, of your monthly subscriptions and bills. This helps you understand and track your monthly obligations. 🚘 You’re in the driver’s seat. Choose exactly which notifications you want to receive. Create custom budget categories and name them whatever you want (emojis included!). Any adjustments you want to make are a simple swipe or tap away. The app is currently available in the App Store for $2.99 a month. To get your first month free simply use the invite code FREEPH 🎟 If you're on your phone you can get the code auto-applied when you follow this link: https://copilot.money/link/2SDDp... If you’d like to learn more, we're at https://copilot.money Copilot is currently only available in the US, but we'd love to expand soon. We’d love to hear what you think!
h404 •
@chuga please expand this to Greece. It seems like an amazing companion app that I would really like to try out!
Nicolo S
Looks great, when will you release for the U.K.?
Seb Jachec
@coconidodev It's kind of similar to what Monzo bank offers for free in the UK though – automatic categorisation & tracking of transactions, and you can easily mark subscriptions as recurring and Monzo will start subtracting that from your 'left to spend' amount.
Andres Ugarte
@coconidodev Hopefully soon!
Mason Wear
I’ve been through a lot of budget apps and none ever stuck for me. I’ve been using copilot for a few weeks now and it’s been amazing. The thoughtful design and usefulness of the information presented really makes sticking to your budget as easy as possible. I’d definitely recommend Copilot to anyone trying to get a handle on their finances.
Andres Ugarte
@masondwear Glad to hear you're enjoying it, Mason!
Jo Velazquez
Stoked to see Copilot on PH. I first downloaded the app after hearing it as Marshall’s ”cool thing” on the podcast, Design Details. I knew pretty quickly after trying it and talking with Andres that this would replace the Mvelopes app for us. Congrats on the launch, Andres & team 👏🏾
Andres Ugarte
@jo_velazquez_ Jo! Thanks for the love
Charley Ma
Congrats Andres, Gabriel on the launch! Copilot has been the only personal finance app that I've used on a daily basis and it's been amazing watching the team ship so much high quality product so quickly...
Joel Choi
can you share the app with your spouse?
Andres Ugarte
@joel_choi yes! Copilot can run on multiple devices in real time.
Nithin Raj
is this product available in india store?
Andres Ugarte
@nithinrj We're currently only available in the US, but we'd love to be able to expand to other countries soon
Dwight Clancy
Best budgeting app for all income levels. A lot of folks have been waiting years for a simple budgeting app with automated aggregation. It's now here! Looking forward to a release on Android.
Magdalena Bennett
Best budgeting app ever.
Chris G
I have tried every personal finance app on the Apple store and must say, this one takes the cake. Easy to use, nice to look at and has everything you would need to use in a personal finance app.
Andres Ugarte
@christx Thanks, Chris!
AJ Frank
I've been using Copilot for several months now and have been very impressed with the clean interface, the ease of bucketing expenses, and the granularity of notification settings. Would highly recommend!
Michael 😍 Galpert
my wife and i have been using copilot for a month or so and have really enjoyed the experience
Mengxi Lu
Congrats on the launch, Andres and team! This is my new favorite personal finance management app.
Joaquín Pineda
Looks great!
Tigran Hakobyan
I've been using copilot for almost two months and love it. It's the only budgeting app that stuck with me. Highly recommend!
Mike Murray
This is the budgeting app I’ve been looking for my entire life. Super intuitive and does all the work for you. Really well done, team!
Alexandre Giess
Does it support  card?
Andres Ugarte
@alexgiess Hi Alexandre, my understanding is that Apple doesn't let you connect it to third party apps at the moment. We do have the option to track it manually though, and it comes with an easter egg 🥚
John Doe
@alexgiess it does not, but neither does any other app. Apple just doesn’t allow it. I manually added the card and manually track transactions made on that card in the app which works fine.