Get back money wasted on bank fees & credit card interest.
Cushion is currently in Private Beta. Our bot (Fee Fighter) is successfully waiving all kinds of costly bank fees for our users: ATM fees, late fees, wire fees, overdraft fees, credit card interest charges, and more 💰
I've been on the beta for awhile and it's gotten me back ~$100 two separate times and hasn't needlessly nagged me when there weren't any fees to be refunded. I’ve gotten pretty good at credit card/travel hacking over the past few years and grown a strong distaste for the myriad ways banks try to trick people, so I love products like these.
Even with a decent understanding of how all these things work, I was under the impression that wire fees were just a fact of life and non-refundable, so it was an awesome surprise when Cushion got several $25 wire fees back for me. A lot of people in tech are prime customers that banks want to keep happy, so you'll probably be surprised how often your bank will cave to the Cushion bot's persuasive powers :)
Pros:Big fan of Cushion - it just does its job and stays out of your way when there isn’t money to be reclaimed.
Cons:None
Product doesn't support my banks yet but can't wait until they do!
Pros:Who doesn't love saving money?
Cons:
Used Cushion a few months ago when it was still in early beta. The onboarding process was simple and easy. The bot interactions made it easy to respond with a few words and a quick login with my bank account gave them all I need. Within a few hours I got a message letting me know I got cash back.
Pros:Low effort way to get cash back
Cons:None
It's really amazing to watch money that banks took for fees fly back into your account.
Pros:Super easy to use, just sit back and fee fighter does all the work
Cons:Only available for a few banks, they dont support bank of america yet
At first I was hesitant about connecting my bank account to a startup, but then AMEX decided to charge me $99 for one of my cards. So I signed up and I've been happy with it so far.
Pros:It got back a nice chunk of cash for me (over $150 by now I belive)
Cons:Needs more banks
I'm incredibly cautious when it comes to apps/services connecting with my bank and credit cards (my father's owned an ATM hardware and SaaS company for 30+ years). However, when I saw the ads for Cushion on Facebook, I had to try it out. Student loans, multiple moves around the Bay Area, and a couple credit cards later, I knew I had some random interest charges hidden throughout my history.
I got access to their beta back in January and connected Cushion to my least used Chase card to test it out. Onboarding was a breeze, and before I knew it, Cushion was already fighting $37 in fees! I didn't even know about those fees!
So far, I've connected it with the rest of my Chase accounts, and looking forward to when I can connect Cushion to my actual bank account to fight overdraft charges (darn you, BofA)!
Pros:fights hidden fees, constantly checks for hidden fees, all done through Facebook Messenger
Cons:waiting on that bank account connection! :)
All I had to do is connect my American Express card and within 1/2 an hour I got $170. Pretty incredible
Pros:Saved me $170 in 30min
Cons:None
This team is hungry works super fast. Paul used my Chase account to debug a few issues with the legacy chase UI and was able to help me get $$ back.
Pros:Free Money!
Cons:None
I've been on the beta and was astounded by how easy it was to save money.
Pros:Easiest way to save more money.
Cons:I guess you might prefer to visit the bank and whine at the teller.
I've seen the team of cushion working on this problem and building the complex technology behind it, leveraging every knowledge out there and diving deep into security, machine learning and data nuances just to make sure the solution as efficient as possible and work as expected. I'm glad it is paying off now and we get to see the chat bot magically fights off our bank fees.
Pros:Concierge bot, innovative idea
Cons:-----