I prefer annual billing for a SaaS product subscription because it often comes with a discount and simplifies my budgeting. However, monthly billing can be more flexible for short-term needs or testing out a service.
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I prefer monthly, monthly subscriptions offer more flexibility. If you're unsure about the long-term use of the product or if your needs might change, a monthly subscription allows you to cancel or change plans more easily.
Depends if I already know the product. If I don't, I might want to do a few months on monthly and when I'm sure it's going to be useful then I'd go annual :)
Depends on what I expect to get from the product and within what time frame, but in general, I definitely prefer a monthly subscription, because I tend to lose interest in a product rather soon (or because my priorities change fast) :/
I might consider a quarterly subscription though if the product is going to help me achieve a harder goal (e.g. learn a new language or master a new skill)
The only time I got an annual subscription was for a memory and attention training app, but because the yearly discount was really huge and so was the expected benefit.
It's hard to give a definitive answer. If I'm not familiar with the product, I start with a monthly payment. Later, I might switch to an annual plan because it's usually cheaper.
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