Hello Product Hunt! I'm Jeremy, a cofounder and designer at Guideline and we're happy to be here.
Our number one goal is to finally make 401(k) a true benefit for working Americans. That starts with ultra-low participant fees! Guideline 401(k) participants pay only a 0.13% fund expense, the lowest in the industry. We would charge 0% if we could, but we needed that to cover our costs. We are a 3(38) fiduciary. Every move we make is in our participant's best interests.
Guideline is fully automated, meaning employers don't carry the burden of having to manage changing contribution amounts and sync with payroll. We handle all of that. All that's left for them is a low per-participant monthly fee.
For more info, I suggest you read Kevin's (Guideline CEO) medium post:
https://blog.guideline.com/how-i...
Or if you haven't seen it yet, John Oliver's rant on today's 401(k):
We're happy to answer any questions you might have!
Guideline