Hello Product Hunt 👋! My name is Jen and I'm the one-woman team behind Lunch Money. Quick backstory I started working on Lunch Money as a digital nomad in Fukuoka, Japan in January 2019 (more about that here). Fast-forward 8 months later, I launched Lunch Money into the wild to take on big names like Mint and YNAB. What's new? Since our first feature on Product Hunt 7 months ago, we've matured a lot as a product and added a slew of new core features including: 💥 Fully customizable Rules Engine to automate your workflow 💥 Developer API for your own tools and plug-ins 💥 CSV-based transaction importing tool 💥 Query Tool to run analytics against your transactions 👉 See why users choose Lunch Money, in their own words! 👈 Pricing & Product Hunt Promo Lunch Money offers pricing in both USD and CAD. Both monthly & yearly subscriptions are available. Use code PH2020 to get 25% off your first annual subscription! (Pst- if you sign up today, the code will be automatically applied!) Quick FAQ Is my bank supported for automatic imports? We use Plaid to automatically import transactions from most US & Canadian banks. If you're outside of this region, I encourage you to check out our CSV import tool or look into building your own integration with our API. Almost 40% of our users are outside of US & Canada, so these have proven to be sustainable methods for getting transactions into Lunch Money! Is there a mobile app? The short answer is "not yet". Since we are a small development team of 1, our current biggest strength is speed of iteration. Once we introduce a new platform, our development cycles will get drastically longer. We're focused on rounding out the core product more before we put effort into a mobile app. But it's definitely coming soon :) Thank you for considering Lunch Money! Feel free to comment below, reach out to me via Twitter (@lunchbag or @lunchmoney_app) or email jen@lunchmoney.app. I'd love to hear what you think! 😄

I'm a YNAB user (that just happens to be what I use), but I have tried lunch money. I can't express how well built and smooth the entire app is. Its probably a year or two old but its already significantly better than mint and close to YNAB in overall finish. Honestly worth a fair shot especially if YNAB is not your thing

I was a long time Mint user because I felt I had no other options. YNAB wasn't quite for me either but I had always been looking for an app that could replace Mint for transaction review and budgeting especially. When I listened to Jen on Indie Hackers Podcast I was pumped it give Lunch Money a try. After a test run, I was 100% in. I've made feature requests and asked questions and have always gotten a prompt, thoughtful response from Jen. It's also incredible how many new features she's released. Anyways, I'm a huge fan, I'm happy to pay for an annual subscription, and I can't wait for the bright future ahead of Lunch Money. Thanks @lunchbag !

Congrats on the launch @lunchbag! I have struggled to find the right budgeting app as a person who does and a lot of multi-currency spending. I signed up this morning and can honestly say so far this is the best solution I have come across. The UX is clear and concise, the onboarding flow is 🔥, and the intuitive logic around grouping and re-occurring charges is very well done. Also supporting 🇨🇦's makes it just that much better (sending this from over in Waterloo).

I've been using Lunch Money since January as a replacement for Mint, which I had been using since 2010! I got tired of not having the level of control I needed over categorizing my transactions, which meant that my "budgeting" was just verifying I wasn't going over a total amount at the end of every month. With complex custom rules, easy transaction grouping/splitting, and detailed analysis, Lunch Money put me back in control and gives me better visibility into our spending. Plus, I no longer have to fend off the ads for financial products or the constant false alarm emails that warn me about "Upcoming Bills" or "Large Transactions". Jen has been incredibly responsive to requests and bugs. She's always churning out new, important features and the product feels way more polished than its competitors. I truly don't know how she stays so attentive and productive as a solo founder. Looking forward to seeing how Lunch Money shapes up over the next few years! Congrats on the 2.0 launch @lunchbag !

I've used and experimented with a wide variety of budgeting tools over the last few years, and Lunch Money hits the sweet spot of ease of use, feature richness and flexibility. I used YNAB for years, but their opinionated approach to budgeting became too restrictive for me. Tiller Sheets is immensely powerful but required too much setup work on my side to get value out of it. I'm now a happy subscriber to Lunch Money and think it deserves a lot more attention.

Lunch Money looks fantastic! Great to see an indie maker challenge much larger competitors in this space, and doing it in a sustainable way. If you'd like to know more about how Jen built the product, check out her recent interview with @csallen on the Indie Hackers Podcast: https://www.indiehackers.com/pod... Congrats on the launch, @lunchbag !

I've been a very happy user since about August 2019 -- ironically, everything is working so smoothly that I've gone from logging in several times a day to once every day or two. Everything just works, and keeps me on track and informed. Kudos on building a killer product @lunchbag !

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Congrats @lunchbag ! I have been using LunchMoney for about 3 month now, really great product. Really looking forward to see how the product keep evolving

Congrats on the launch, look forward to trying it out! Landing page looks great, I left some annotated comments here that should help increase your conversions hopefully too :) https://app.usebubbles.com/23822...

Looks good! I haven't tried it yet but have a question relating to multi-currency support. I read on the website that Lunch Money uses the conversion rate of the date of the transaction to make sure it's "as accurate as possible." But is it possible to manually set a conversion rate? Automatically setting the rate doesn't always work. Take the following scenarios as examples of that. 1) I pay for something in USD from my EUR account. I will know exactly how much I paid *in euro* as well as the equivalent amount in USD. 2) I transfer EUR from my EUR account to my USD account.

Such a lovely product! It would be incredibly wonderful if we could self-host it, but this is probably not on your roadmap?

Wow! Love it! My budgeting is a real shambles at the moment 🙁

I'm definitely going to check this out. I have never really liked any of the budget apps or tools out there but this one sounds promising as I'm also a digital nomad! Congrats on the launch!

YNAB wasn't for me, and I've been using Tiller Money Feeds for Google Sheets for a while. I really like the flexibility of Tiller -- it's super nice to just literally have everything in a big spreadsheet. That being said, I do miss some of the conveniences of having a web-based interface. I'd like to give this a try.

10/10 would recommend. Jen is amazing!!! Have loved using lunchmoney to help with monthly budgeting. It makes so much more sense for us and gets us to look at our numbers more regularly. I've always found it challenging to just pick a number that will apply for every month when there are so many things that change month to month in our setup. It works with multiple currencies and is super easy to use which helps a lot. I switched over from mint and it was so simple and it's cute too *bonus ^__^

I've been using Spendee for awhile and I feel like it suits my needs quite perfectly, but I'm open up for better alternative out there if there's any. So I've just checked out Lunch Money and felt like it's really promising, I do have to point this one out - Lunch Money is the only app that allows me to export my CSV file successfully without hassles(I've tried plenty of those popular budgeting apps before). I do use my budgeting app on my phone for convenience, so not having an native app is the only major drawback that's keeping me from switching to Lunch Money altogether. I'm really looking forward to see Lunch Money coming to the App Store, I love how simple it is, and great job! :)

Yay! I'm super optimistic about this. I signed up today and love it so far. - Setup is so easy - All my banks are supported - Lovely UX/UI - Tools do exactly what I expect - Mark transactions as Reviewed! FINALLY someone does this! My heart almost exploded with joy! - Unique budgets for each month (and I can plan next month's budget to be different without impacting this month) - So much automation - Several features I didn't even know I wanted - Rules engine that actually works! I've been searching for this for a few years now. Mint is essentially abandon-ware and constantly broken. YNAB doesn't do budgeting in a sensible way. Personal Capital is great for investment planning but has absolutely no budgeting tools worth using. @lunchbag I've not been this excited for a product in a very long time, congratulations!

Congrats on launching @lunchbag!