Hi Product Hunt! Tilly here, along with Brian, Brennan and Ben. We are excited to share what we have been working on for the past couple of years. 🥳 Pigeon is a game-changing platform that simplifies the process of loaning money between friends and family. With Pigeon, you can easily create and manage loans, set up repayment schedules, and interest rates, and track your payments in one place. No more awkward family reunions littered with uncomfortable "you still owe me" comments and reminders - Pigeon takes care of it all. Peep some of our features we offer: ✍️ Fully Customizable Loans (loan length, loan interest rates, loan principal etc). We know everyone's needs are different, so we don't impose any restrictions on the loans you make with your friends or family. 💳 Automated Loan Repayments. If the borrower connects their bank account you can have automatic repayments transferred over, increasing the likelihood that the lender will get paid back in full! ⏰ Automated Payment Reminders. This is the key to avoiding awkward convos, we send out emails and notifications when payments are due. This keeps everyone on the same page and increases transparency. 📑 Optional Contract Protection. Choose to opt into contract protection if you want a promissory note in place to document your loan (also great for tax purposes 😎). 📅 Optional Offline Payments Tracker. Make payments directly through the platform, or use Pigeon to document other payment forms (cash, Venmo, Zelle etc). 🧾 Custom Repayment and Interest Schedules. Don't want to be repaid on a regular monthly cadence because you have life happenings to account for? Not an issue at all. Just input your preferred schedule when you are setting up your loan. 📄 Promissory Note Template Available or Upload Your Own. Would you rather have a lawyer draft up a contract for you? You can upload that directly to your loan dashboard. We love feedback, so feel free to try it out and let us know what you think or ask questions. Have you ever borrowed or loaned money to friends and family? What was your experience like? Let us know in the comments! Check out our website (www.usepigeon.io) or download our mobile app today! Apple: https://apps.apple.com/gb/app/pi... Android: https://play.google.com/store/ap...

Pigeon seems like a great solution for anyone looking to avoid awkward money conversations with loved ones. Can't wait to try it out 🙌

What an interesting concept! Thanks for launching today. Are there any fees we should be aware of before receiving/sending out loans?

Hey! Interesting project, upvoted! Sometimes I lended money to my friends, but the main problem was when they didn’t return money☹️ When you integrate service that will force them to return money you will become #1 in the world 😁

Brilliant product! I can see so many uses for this and I love that you've thought about having paperwork to back up your loan because I think that's a major hurdle. Great job and good luck on your launch.

Congrats on the launch, team! You're solving a very real problem for a lot of people. Since it's tax season, can you share more on your features related to financial literacy and doing taxes?

Nice product, having automated payments and interest rates would make loaning from friends and family much easier and less awkward. Congrats to the team of Pigeon!

Ohh I think this is really interesting. Will give it a go.

An app I didn't realize I needed. Love the UI. Lending is fairly common in my family and it's usually kept up with hand written notes in the back of a day planner and the honor system. It's worked pretty well but I feel bad when people text to remind me that they haven't forgotten and they'll pay me on this or that day (all because I've never set any clear terms and that in itself is awkward because I'm not a bank). With this app, it's easy and organized and all the details can be worked out and accessible to both parties. No one needs to guess repayment dates and installments make it sooo much simpler. I'm super excited for you guys and congrats on launch day!

I love that you have the ability to schedule payments and have payment reminders because we all get busy and this will make dealing with a typically tedious and stressful situation so much more pleasant! Great idea.

Like other user have said Pigeon is a game changer. It the best thing to make sure there is a simple way to loan money to family and friends. I don't recall how I found it, Maybe Google but so glad I did.

Congrats on the launch team!

Haha, I wonder where the idea for the tool came from... I hope it's a good story though :D

Congrats team! Awesome work

Great Idea. Congrats on your Launch. :)

An interesting platform at such but can you state for us fully the terms of getting a loan

Using this with my business partner to handle our debts with each other. Brilliant.

Good idea! Especially Automated Loan Repayments

this looks promising