p/plenty-2
The investment platform for couples.
Emily Luk
Plenty — The investment platform for couples
Featured
252
Plenty is a wealth platform helping modern couples invest and plan for their future together. We bring the investment strategies and products of the wealthy to the everyday household.
Replies
Emily Luk
✨ A journey 2 years in the making... 🎉 We're excited to launch Plenty to the public. When Channing Allen and I got engaged, we lived the problem we set out to solve. Our journey to starting Plenty started on a beach, dreaming about the future we wanted to create together. It led to interviewing financial planners, 10-tab spreadsheet models of our own finances, and drawing after drawing of a product we wish existed. What started with us, led us to discovering one of the biggest problems facing our generation today. We discovered how broken the financial industry is for couples who simply want to work together, for people who aren’t financial experts, and for those early on in their wealth building journeys. Today's couples are juggling the balance of togetherness and independence, just like they're juggling the demands of their careers and lives at home. Managing money in a "Yours/Mine/Ours" approach is the new normal. And as couples enter their 30's and 40's, they need better financial products to help them grow wealth faster: 💸 -> 5.08% APY for your cash 💸 -> 0.20% annual investing fee 💸 -> Advanced direct indexing portfolios 💸 -> and more coming soon... We built Plenty for couples like us. Couples who believe in the power of working together. 🙏 We’re excited for a world with plenty. If you’re excited about what we’re building, we'd love to hear your questions and feedback. Try our 2 week free trial today at withplenty.com. ** The product of the day award was provided by Product Hunt, a third party. The date of the rating is May 16, 2024. Any testimonials from clients of Plenty on Product Hunt are opinions and may not be representative of the view of all clients. No compensation was provided in relation to the award or testimonial.**
Aris Nakos
@bestofluk Really smooth user experience, makes me feel calm and trusting of you (please don't become SBF)
Emily Luk
@aris_nakos - Thanks Aris! We're out to make finances less stressful. 🤔 We'd also watched FTX + SBF for years and never quite understood the business... in the world of finance, if you can't understand the business... that's a problem.
Emily Luk
@davidgarsia - It's on our roadmap, but we're staying focused on the US right now. Each country has unique financial products and tax incentives, so it takes thoughtful planning to expand into new countries 🙂
Alexandra Talleur
@bestofluk It’s so exciting to see a new product that’s at the intersection of creativity and pragmatism. What it offers to couples manages to be useful and visionary at the same time. And the backstory here makes it all the more special. Kudos!
Dan Holowack
Really love the vision and product experience. This is so needed! Congrats to the entire team on all the growth and impact so far.
Emily Luk
@dholowack - Thanks Dan!
Andy Qin
Top Product
This is going to save a lot of couples a lot of stress. So excited for this team and their users!
Emily Luk
@andylouisqin - Thanks Andy!
Channing Allen
@andylouisqin Thanks for the kind words, Andy! Finances are a top source of conflict in relationships. Plenty is built to get you both on the same team and on top of your finances, together.
Vivek Patel
Congrats on the launch! This is exactly the type of product my wife and I have been looking for.
Emily Luk
@vdp83 - thanks Vivek! Looking forward to having you and your wife on the product
pablo
Plenty is fantastic. Nobody in my family's history has had the opportunities that this tech boom provided me, so I was a bit lost at sea when I made real income. I really wish I had a product like this when I was starting out; it would have helped a few dreams come true sooner 😅 I especially appreciate how user-friendly it is: I really miss software that's obviously for humans and by humans 🥰
Emily Luk
@srpablo - Thanks for sharing that, Pablo! By and for humans 💕
Andy Chiang
My partner and I've used Google sheets to track all of this, so this is a significant game changer! We don't have to log into our accounts every month/quarter to fill in the details. I look forward to testing Plenty out!
Emily Luk
@nobutakahemmi - Excited to welcome you two on board!
Adam Nash
Congratulations on the launch! The multiplayer functionality is a game changer. Making all of your accounts “joint” is no longer an effective solution for most couples. The ability to allow couples to easily see “what’s mine” and “what’s ours” is representative of how dual-income couples manage their money today.
Emily Luk
@adamnash - Your advice has been invaluable in this journey!
Channing Allen
@adamnash Thanks for your support since the beginning, Adam! Your insight on building Plenty right has been vital for us.
Tikh
Top Product
Congrats on the launch!
Emily Luk
@tikhbana - Thanks Tikh!
Channing Allen
@tikhbana Thanks, Tikh!
Chelsea Alexander
Love what you're building. Combining and managing finances as a couple is so critical yet so cumbersome. Excited for this to exist. Congrats!
Channing Allen
@chelseaalexan Thanks for the kind words, Chelsea! Couldn't frame the pain point better ourselves. Excited to have you try the platform - if we can help, just let us know!
Emily Luk
@chelseaalexan - Excited to build for more couples!
7
How is someone getting 5.08% APY? There are tons of crypto scams that have promised the same so its important to know if youre gambling with peoples money Also why no mention of Ethereum, which has gone up 3000% if you base it on $1
Emily Luk
@sevenshurygin - No crypto involved 😊 Just old fashioned, government money market funds.
Eithiriel DeMerè | Language-Market Fit
Always created a version of this in a spreadsheet (of course!) - status quo. Great encountering an alternative.
Channing Allen
@nikkielizdemere we started with spreadsheets, too! We figured there had to be a better way, and built Plenty to be the solution we wish existed :)
Matt Breimer
I was really excited to check this out... until I started doing the onboarding and realized it's US-only 👎🏼🙁
Emily Luk
@mbreimer - Sorry Matt! Where in the world are you writing in from? =) We do log this to see where else to expand to.
John Ababseh
Congrats @bestofluk and the Plenty team on an awesome launch! I’ve been following the work from the beta stages of the product and it’s incredible how thoughtful the team is to suggestions and improvements 🙌🏼
Channing Allen
@bestofluk @john_ababseh Thanks for the support, John! Feedback from our members is at the heart of how we build Plenty :)
Patrick Lung
Finally something for couples! Away with spreadsheets and low yield savings accounts!
Emily Luk
@pl - thanks Patrick! It *is* so overdue !
Mike Mahlkow
Is it possible to share some accounts and keep others private?
Emily Luk
@mikemahlkow - Absolutely! You can flexibly share as many accounts as you'd like, or keep others private. Most couples have had conversations about keeping some accounts private (like bank, credit card, or investing).
Morgan Schwanke
Just started using Plenty, love the product!
Emily Luk
@morgan_schwanke - Excited to have you and your partner on board!
Channing Allen
@morgan_schwanke Thanks, Morgan - we're thrilled to have you both on Plenty! Please don't hesitate to reach out with any questions :)
Thet Lin Thu
Plenty really addresses a huge gap in financial planning for modern couples. Congrats on your launch!
Emily Luk
@thetlinthu - thanks Thet!
Ken Lian
congrats on the launch! nice UIUX!
Channing Allen
@kenlian Thanks for the kind words, Ken!
Emily Luk
@kenlian - Thanks Ken! =) There's a lot that needs to be better + simpler in the financial industry.
Brian Delahunty
Really excited for this to be generally available to folks! Solves a real problem which a huge proportion of the population have experienced.
Emily Luk
@briandela - thanks for all the support along the way!
Channing Allen
@briandela Thanks for the kind words and support!
Thomson Nguyen
Congrats on the launch!! Really cool to see this out in the world.
Channing Allen
@itsthomson Thanks for the support, Thomson!
Emily Luk
@itsthomson Thanks Thomson! Excited to welcome more couples.