Subscribe
Sign in
Point — Banking made rewarding
Point is a mobile banking app that includes a debit card with amazing rewards (3% cash back on rideshare, 4% cash back at coffee shops, and more) paired to a thoughtfully designed checking account that earns 1.4% APY interest. USE INVITE CODE PH2019 to signup
69
Replies
This looks awesome! Just downloaded. Onboarding process is beautiful. Can't wait to start using it!
I have been using the Point app in beta since July. Since that point I have used it every day for my daily purchases and have been super impressed with the speed of improvement of the product. Excited to see this launch!
@daltonc Thank you for being one of our early power users and supporters Dalton!
@iamsebj Making the best spending experience for consumers. Up next are metal cards, better rewards, and more deposit/transfer options!
@iamsebj @patrick_mrozowski Just got my card and haven't funded yet. A nice metal card and a few new merchants would be great as well as mentioned an about or some qualified reviews. I currently use Simple and it's generally good. But I like the innovation .. any sort of budgeting feature would be helpful too.
Signed up a few days ago and my account got “frozen due to suspicious activities” I haven’t even made a deposit or any transaction. Can you look into this? @patrick_mrozowski
I love your Rewarded Merchants selections! I wonder if this service works in EU too.
@patrick_mrozowski do you have an about page? Pretty difficult to hand my money over and not know who's behind the product.
@jcalvarezjr Great idea! We don't yet but it's something we are considering. We have backgrounds working at companies like Apple, American Express, Acorns, Metal, and more!
@patrick_mrozowski I think it's great to share this info on your site. Definitely helps, doesn't hurt!
Do you have ethical requirements for who you invest the bank's money with? For example, banks like Aspiration and Amalgamated Bank are certified B Corps that pledge to not invest in fossil fuel companies. This is important to me. If you're serious about ethical investing too, then I definitely want to sign up.
kickass team behind an absolutely amazing product – always surprised by their speed of iteration, development & partnerships
@phillipchao Means a lot coming from you, big fan of you and Doppler team!
What an epic product. Proven CEO, strong team and real market need. Very excited to start my point banking experience. Hats off to you folks!
Parul Gujral
CEO
Snowball Money
Hey there PH,
I’m Patrick a co-founder and ceo of Point!
We built Point because we felt that banking lacked the amazing experience and level of service that top consumer companies like Apple, Casper and Warby Parker bring to their customers.
Traditionally banking is an antiquated and monotonous industry but as the mobile generation is coming into adulthood we are not willing to settle for less in terms of bad customer service, dated technology, and lack of transparency.
Point is starting off with the basics and building a better debit card experience; one that is rewarding, safe, and transparent. Aligning our incentives with customers to help them steer clear of debt and encourage responsible spending is at the core of our values so naturally a debit card is a great starting place.
Point offers a new type of debit card that allows you to earn amazing rewards at your favorite brands, doesn’t charge foreign transaction or annual fees, and gives you zero liability protection on all your purchases.
Excited to get your feedback on Point!
TO SIGNUP FOR POINT USE INVITE CODE PH2019
The first 100 signups get 500 pts!
@patrick_mrozowski Can you clarify if the rewards are for the specifically listed merchants or for any purchase in the respective category?
For instance, is the 4x on coffee shops only for the listed brands or does it apply to any purchase in the coffee category?
@sahaskatta We're adding all coffee shops as a reward, however it's currently the ones listed ( Philz, Blue Bottle, Starbucks, etc).
If you signup and use a different coffee shop then we will add those to the list manually.
Been using Point for a bit now, honestly mind blown every time I get rewards for everyday purchases! Very thoughtful and snappy design too, amazing team and customer service :)
Dropped my Chase bank account, and my Amex card to use Point as my primary card and bank!
@abhiroop_cvk Thanks for believing in the product and being an early user of Point! We're excited to continue to improve the product and keep launching awesome new updates.
Super cool! Does the interest come from investing in sustainable ethical sources? I'm currently with Wells Fargo but want to drop it for a bank that doesn't fund climate change with my money 😔
My biggest pain point with my existing (Wells Fargo) card is that they decide, unilaterally, when to turn the card off due to fraud risk. Every time they do, it's a nightmare. I have to go back to every single vendor (after finding them all) and change my card info. I would *really* like a card that guarantees that this doesn't happen, or at least makes it almost certain that it won't. What can Point do in this regard? Also, I'm primarily talking about a business card here. Do you take business accounts (eg a US single member LLC), or only personal accounts?
@cdc We don't offer business cards but what we do the ensure that you have control over your card is allow you to lock/unlock, enable foreign transactions, and order a new card from the app.
Antimetal