Sage is a personalized benefits guidance platform that helps employees get the most out of their benefits. Our AI-based software helps employees discover and use their benefits β at enrollment and throughout the year.
Love the idea! I can definitely relate to the problem. I've seen many colleagues at my past employers not fully understanding / using all their benefits and effectively leaving money on the table. Employee stock options was one of the areas that was very confusing, it would be great if Sage could help with that at some point, too!
@katerina_opocenska Hey Katka, thanks so much for the idea and your support! Understanding ESOs and their value is definitely a pain point we've observed... We're looking at all benefits and explaining their value.
@katerina_opocenska thanks for the feedback! as Milan said, our approach is holistic. For you, what tools do you wish we had specific to stock options or employee stock purchasing?
Our system could easily link to benefits provided by other organizations to assist in understanding your financial decisions around stock options/purchases, as well as linking to lessons about it. In fact - on the benefit hub if you search for 'stock' we have related lessons about stock options - https://www.sage.guide/benefits/... links to two interactive lessons on the topic.
π Hey Product Hunters! Thanks for checking out Sage, a personalized benefits guidance app that helps you get the most out of all the benefits your work offers.
Back Story π
We, at Sage, have been victims of benefits misuse: from forgoing a 401k employer match to avoiding high-deductible health plans like the plague and ignoring many voluntary benefits that our work offered. Unfortunately, this is way too common among employees β 75% admit they don't fully understand their benefits. The result is a huge benefits waste for both employees and employers.
That's why we founded Sage. Our core belief is that benefits should be easy to understand and use for every employee. And companies should have a clear view of what benefits are most popular, how they're being used, and which new benefits would be most helpful to their employees β all based on data & analytics.
The days of having to dig through hundreds of pages of PDFs to find out more about your pet or child care benefits are over!
About the Product π
Sage is a personalized benefits guidance platform that helps you discover and use your benefits. Our AI-based software guides you to get the most out of your work benefits, saving you time and money. By doing so, we help your employer increase benefits utilization and reduce benefits waste.
Here is what we offer:
β All of your benefits in one place β health, wealth, wellness and perks
β Easy & intelligent search capability
β Personalized benefits guidance for you β powered by AI β at open enrollment and throughout the year
β A clear view of savings you could achieve by using your benefits
β Integration with HR systems so you can take action right away
β A benefits utilization, engagement and cost dashboard for your HR & finance team
β Benefits insights, trends and benchmarks for your executive team
Getting in touch βπΎ
If youβd like to see Sage at your work, or would you like to speak with our team, feel free to get in touch by emailing us at hi at sage dot guide.
Please note that we're currently focused on the US market β though we do have plans for coverage of all geographies.
Thank you π
Please share your comments and feedback below, we look forward to responding to them!
@kent_mori Hey Kent, thanks for your support πI've also left a lot of money on the table by not caring or finding the time to review my benefits. Hope we can change that!
@kent_mori Thanks for checking us out Kent! In a market like we're in now, benefits are a low hanging fruit too many employees aren't taking advantage of. And employers can save a bunch too.
@kent_mori Exactly! What is even more interesting is often when employees leave money on the table, the employer's are losing too! So interestingly, it is a mutually beneficial situation...
Congratulations on the launch! This looks like a new approach to work benefits tracking and guiding.
A small note @mkovacev, in your first comment's "Back Story" part, you have repeated the paragraph twice - not a big deal, just in case you want to edit it β¨
Sage is an excellent resource for employees looking for a personalized benefits guide. The platform is user-friendly and easy to navigate, making it simple for employees to find the information they need. The personalized approach to benefits guidance is particularly useful, as it allows employees to find the options that are best suited to their individual needs. I appreciate the wide range of benefits that Sage covers, from health and wellness to financial planning and more. The fact that it's easily accessible and personalized, it makes it the perfect tool for employees to fully understand and take advantage of their benefits. Overall, I highly recommend Sage as a comprehensive and user-friendly benefits guide for employees.
This is such a cool platform. I think the benefits documentation and complete knowledge is all in disparate locations even in large organized setups. This can really come handly irrespective of the size of the organization.
@imraju Thanks Raju for the support. You exactly hit on one of the big problems today - companies who offer many benefits, often end up having multiple different portals, apps, or other places (e-mail HR, company sent PDF files) employees need to go to find what they want. How do I get a nurse at 2AM for my kid? What benefits can help insure my pet? What is my current 401K contribution-level? Is tomorrow a company holiday? Our goal is to be the single starting point for all benefit-related questions and explorations, and from there - if needed - employees can be redirected to the right place. That could be an e-mail to HR, or to use a company offered concierge service, or a deeplink to some local doctor finder - specific for the employee's current health plan, etc... Feel free to reach out if you have any specific ideas or questions.
@eric_glover precisely. I have been a victim of this too and these roles are rolling within large organizations and getting to the right person with the right information is as worse as googling it and you end up fiding old and new information with no change logs. Its such a tedious task for sure.
Very sleek and timely! Who doesn't want more value for their work? Great idea to reduce inefficiencies in the system.
Personally, I would really like to have a comprehensive view of my/my family's finances, health and education plans, and project them till retirement and beyond.
Does Sage integrate with personal finance aggregators like Mint and robo advisors like Wealthfront?
Also, does the benefit history and decisions made "port" with you to the next job, whether or not they use Sage?
@udaykiranc Thank you Uday! We don't integrate with PFM tools, but it's something we've been thinking about. The history porting is something we can absolutely and are absolutely thinking about!
Love this - there's a massive space for optimization where existing processes have failed users. Solid demo and can't wait to see it on real benefits too.
@manav_sharma1 Thanks, Manav, that's exactly why we made it! I can't tell you how frustrating it's been for me to comb through oodles of PDF pages to find what benefits I have. Happy Tuesday!
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