Heya PH fam! 👋 🤩 Earn up to 5.5% APY to extend your runway or attract and retain users 🤓 Unlocked, 6 month and 12 month yield options (unlocked = 3.5% APY) 🌟 Zero notice to withdraw (unlocked option) 🧡 Extra 0.5% for YC fam We’re YC-backed Sivo and we were tired of earning less than 1% on our excess cash. We saw an opportunity to help our customers earn up to 5.5% APY 🤯 to extend their runway or pass along what they earn to their users as interest or rewards, like cashback. **How does it work?** ✅ Sign up ✅ Choose a Yield product ✅ Deposit funds ✅ Earn interest ✅ Build automated deposit and disbursement flows on top of our API or Zapier 🚀 **Common questions** 1. Do I need to give notice to withdraw my funds? 🤔 No you don’t. Our no muss, no fuss instant access product pays 3.5% APY and lets you withdraw whenever you need cash. 2. Which currencies do you support? 🤔 You can deposit any type of currency but it will be flipped to USD upon arrival. When you withdraw, you’ll get USD back (unless your local bank converts it). 3. Is this product available to consumers and businesses? 🤔 Today, just businesses with a US entity in their corp stack. 4. Are my funds insured like a bank (FDIC)? 🤔 As with other yield products like Brex Money Market or bonds, these deposits aren't insured. And by the way, your bank account covers you for $250K so chances are as a business with excess cash, you aren't fully insured. 5. How can you pay out 5.5% APY? 🤔 Sivo funds some of the greatest fintechs on the planet, backed by visionaries like Y Combinator. These companies are doing all sorts of cool things from providing virtual private label store cards... to small and mid-sized retailers to building backyard rental homes. Right?! The success of these fintechs provides the yield to you. In a nutshell, you're funding loan programs at some of the most innovative (and well-funded) companies in the world. **Getting started** Getting started is easy. Head over to https://www.sivo.com/yield and sign up or hit up our live chat to book a meeting (we’re nice!) 😊

cool feature

Cool, thanks Kate!

Very cool. Congrats on the launch!

congrats on the launch team!

I would suggest to stay away from traditional cash backs. Anyay I have been worked on some simmilar product of mine, so in future we might collaborate ;)

Does this work with international people in Australia or New Zealand?

?makers So where are you investing the money? ✌️

Yield-as-a-Service sounds very interesting! *_* Congrats on the launch! Can you tell more about users duties? :D Is there something like a deposit and a minimum amount of investment? ^_^

This looks great. Congrats!

Looks awesome! Is this considered a security, and if so, does a business need to be "accredited"? How is it setup legally? @kate_hiscox