SPOT — Instant insurance to live each day like it's your last.

Spot is the first company in the US to offer on-the-spot life and accident coverage, with instant approval, so you can live life to the fullest. Our policies range from 1-day to 30-day terms and start at just $7. Spot policies are issued by Fidelity Life Association and reinsured by Hannover Life Reassurance Company of America.