Kevin William David

Stilt - Free US bank account and card for Immigrants

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A bank account for immigrants which is pre-approved and ready to use before you arrive in the US. ZERO Fees - No overdraft fees. No NSFs. No Annual Fee. Ever. Get credit up to $5,000. No SSN Required. Deposits are FDIC insured up to $250K.

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Rohit Mittal
Hi everyone, My name is Rohit and Iā€™m the co-founder and CEO of Stilt. We are excited to bring you the most powerful bank account for immigrants and visa holders. You can get an account on B-1/B-2, F-1, H-1B, J-1, L-1, TN, O-1, DACA and many more visa types. We bring years of experience in helping immigrants with financial services to our next product. It has all the features to help you get settled financially when you move to the US. - Open an account in minutes. - No minimum account balance required. - Instant Virtual cards for online shopping. - Credit lines up to $5k. No SSN required. - No foreign transaction fees. - No WIRE transfer fee. - FDIC insured up to $250k. and a lot more.
Fede Nelli
@rohitdotmittal Great product! You are saying that "You can get an account on B-1/B-2 (...) and many more visa types." while in the website it says "B1/B2 and several other visas are not eligible." Can you clarify that?
Dori Dayan
@rohitdotmittal Congrats on the launch, looks very cool! Is it possible for an expat like me, who is a US citizen but lives elsewhere, to sign up for a Stilt account + card? For some reason I can't find a bank that'll open an account for me with a debit card because I don't have a residence in the US.
Ahmad Awais āš”
@rohitdotmittal I'm confused. The eligibility says "You need to be physically present in the U.S. during the application process."
Rohit Mittal
@mrahmadawais Hi Ahmad, we also have a lending product and the link may be pointing to eligibility requirements of our unsecured loan product. We will get this fixed.
Rohit Mittal
@fede_nelli1 Hi Fede, we also have a lending product and the link may be pointing to eligibility requirements of our unsecured loan product. We will get this fixed.
Rohit Jain
Virtual cards, No SSN, foreign transaction or wire transfer fee, being FDIC insured are all very attractive for all, including immigrants. Many Many congratulations Rohit, Priyank and team. All the very best to you all.
Rohit Mittal
@rohit_jain8 Thanks Rohit!
Gaurav Agarwal
Congratulations Stilt team! As an immigrant, I know how hard first few months can be in a new country. Having access to a bank account will alleviate much of that stress. Wish you a lot of success!
Rohit Mittal
@gauravag Thanks Gaurav.
Vidur Bhatnagar
Congratulations on the launch @Stilt Team - wonderful features, excellent design and solves a huge exigent problem for immigrants! Kudos to you all.
Rohit Mittal
@stilt @vidurbhatnagar Thanks Vidur! Appreciate the comment.
Naren
The idea of opening a bank account before landing in a foreign country is very appealing - 1 less thing to worry about. However, the stilt.com site & eligibility section (stilt.com/eligibility) doesn't indicate anything about the bank account rather only about loans.
OmarAds Sefian
I like it. It's getting harder and harder to open bank accounts when you travel compared to ten years ago. Transferwise was a life saver. Glad to see others tackling the market
Tejas RD
Countless times have I wished for something like this to exist. The embedded credit facility is a life savior early on. Congrats and thanks for building this!
Rohit Mittal
@tejas_rd1 Thanks Tejas. Appreciate the kind words.
Ramees Salim
Can I sign up from outside the USA as a non USA resident with a visa ?
Rohit Mittal
@salim_ramees Yes, absolutely. You can sign up and we open the account for you. It will be activated immediately after you arrive in the US. We hope to make it convenient and simple to access all the services soon after you land.
Srikanth Bukka
I have taken a loan from stilt, my credit was pretty new (month old ssn) and i was starving of cash. Stilt loan helped me set up my home and bring my family to usa. They really understand the banking services required by new immigrants in the country. I really appreciate them. And i know the pain of getting a bank account without ssn. This should definitely help new immigrants.
Rohit Mittal
Hi Naren, thanks for pointing it out. We will update the criteria for the bank account soon. The eligibility criteria are simple - anyone in the U.S. or moving to the U.S. with a valid visa, employment authorization, or residency status is eligible to open an account with Stilt.
Rabi Gupta
Congratulations Rohit, Priyank and team. Much needed product in current environment šŸ™ŒšŸ»
Satwick
I remember how hard it was to get started here when I had just landed. We used travel cards for the first few months. This is such a great product for immigrants!
Rohit Mittal
@satiwick1 Thanks a lot Satwick! We hope to live up to and exceed expectations immigrants.
Gurp Grewal
Very helpful idea. It's hardest part of first being in US.
Rohit Mittal
@gurp_grewal Thanks Gurp! We hope to make it easier for people moving to the US.
William Kim
Roommate just went through the problem of making a US bank account, took him a whole month+ to resolve it, during which he couldn't get paid easily, or even transact... glad Stilt's launched this, it's sorely needed
Rohit Mittal
@iamwillkim Thanks for the support William!
vishal srivastava
Definitely wish this existed before. Congratulations on the launch, best of luck :) @rohitdotmittal @priyanksingh_
Breanden Duval
congrats Stilt team!
Rohit Mittal
@breanden_duval1 Thanks Breanden!
Renu Kumar
Congratulations to the Stilt team!!
Rohit Mittal
@renu_scientist Thanks Renu!
Amarnath Reddy Dornala
Cool Idea, it's gonna really help lot of student. Let me know if you guys need any help or support.
Rohit Mittal
@adornala Thanks Amarnath! We are always looking for supporters and will definitely reach out.
Armando Castellano Jr
This is definitely a great product amid the myriad of challenges it may face due to strong competition from incumbent too-big-to-fail banks and fintech-oriented BaaS-supported like Chime, Simple and the rest. Creativity will be key for a successful launch as well as a clever product strategy to keep the brand relevant over time. I wish you the best of success.
Rohit Mittal
@performeando Thanks Armando. Appreciate the kind words.
Eric Wei
This is amazing. Congratulations to you Rohit and the team šŸ”„
Rohit Mittal
@eric_wei1 Thanks Eric. Appreciate the support.