Transactions
p/transactions
A unified inbox for all of your cards, with superpowers
Gavin King
Transactions for iOS — A unified inbox for all of your cards, with superpowers
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Transactions is a simple personal finance app for reviewing charges on all of your cards in a single list. Every time you're charged, you get an unread notification in the unified inbox. It's a uniquely simple and familiar way to keep an eye on your spending.
Replies
Kyle Venn
I really really like this idea. I’ve been using other apps that show your transactions and help you budget and they just feel so bloated. At the end of the day, I want to keep an eye on where my money is going daily and this is by far the easiest way to do it. I’m super excited to dig in. Nice work!
Gavin King
@kylevenn Thanks Kyle! Give it a spin and let me know what you think.
Gavin King
Let's face it: personal finance apps are confusing and hard to use. They're bloated with features that most people don't need, and you still have to do a ton of stuff manually. They have complicated interfaces with custom designs and an onslaught of onboarding screens, coach marks, and tutorials. Transactions is unique because it's literally just an inbox. Every time any of your cards are charged, you automatically get an unread notification. This makes it effortless to keep an eye on your spending across all of your cards in a single list. It works just like your native email and text messaging apps with clean, standard iOS design. But it's really an "inbox with benefits". The app gives you superpowers that make your bank apps look like Stone Age technology: 💰 Put your card down for that dinner? Add a note with who was there, then Venmo people straight from the app. 🏷️ Want to remember to expense something for work? Save it for later or add a tag. 📍 Forgot what that really good restaurant was? Open the map and find the transaction on the map. 🚨 Added an extra zero to that tip by accident? Catch billing errors with the timeline between the pending and posted amounts. Plus the table stakes: get push notifications when you're charged, search past transactions, and export everything to CSV with a single tap. And before you ask, Transactions uses Plaid to link your cards (which basically all other finance apps like Venmo, Betterment, and Acorns use) so everything is end-to-end encrypted and completely private. Every user is allowed to link their primary card for free forever, and get all of those superpowers mentioned above. Pro users can link multiple for $2.99 per month or $29.99 per year, starting with a free trial. This mostly goes toward maintaining the encrypted connections with the banks. Transactions and the Pro subscription also sync seamlessly with the other Finance Kit app, Budget Burndown. If you're in the US or Canada, Transactions is now available on the App Store. If you're in a place that's not yet supported, please share your interest and we'll try to make it happen! Anyway, I honestly worked hard on this and would love your feedback. I want these apps to be as useful to you as humanly possible, so ideas are more than welcome too. Happy to discuss in the comments! Gavin If you'd like to learn even more, here's the web site: https://transactions.app/
Paul Dale Berry V
For years I have tried to find a lightweight app to help me get to “inbox zero” with my finances. From forgotten Venmo requests to incorrect charges on my credit card, I struggled to keep up. Now after six months of using Transactions app I can happily say I’ve found a solution. One that isn’t expensive or time consuming, yet has enough functionality to be useful for most people. Highly recommend checking it out and never losing track of your CC transactions again!
Gavin King
@pdbthefifth Thanks for being an early adopter :)
Harrison Borges
I'm a longtime fan of this developers' other app, Budget Burndown, so downloading Transactions was a no brainer for me. It's a wonderful complement to Budget Burndown's philosophy of minimalist budgeting. For someone who just wants to keep an eye on my spending, these apps are quite literally perfect. For the most part, I've only used Transactions core offering: viewing a clean, beautiful inbox for all the money I spend. I've also used the Venmo split feature a few times and it's very convenient. The concept of an inbox for transactions is so simple but so powerful at the same time. Between this and Budget Burndown, I've finally found a system that works perfectly for the way I like to budget. Well done 👏.
Gavin King
@hbb Thanks Harrison, appreciate your support. Glad you're finding both apps helpful!
David Pimentel
Only just started using this, but having one place to look for all my transactions has made keeping up on my finances so much easier. What’s even better is that I can split my dinner bills on Venmo through the app, and tag other transactions that I want to come back to. Awesome work!
Gavin King
@david_pimentel Glad you’re liking it! Thanks for the feedback
Amber Nordahl
I finally have a clear picture of where I’m spending my money! My favorite thing is the tag feature. Tags make it super easy to remember to expense work charges or venmo friends for dinner. Added bonus: you can venmo directly from the Transactions app. Couldn’t be simpler.
Gavin King
@amber_nordahl Agreed, I (quite literally) can't even count the times I've forgotten to Venmo people...
Brittany Joiner {Britt the Builder}
I think this is really cool - i get notifications when my Amex is charged, via Apple Pay, but i don't think it shows any times its charged anywhere, and i think seeing those things could be a great reminder about subscriptions I've forgotten about and help me be more conscious about my spending!
Gavin King
@britt_joiner Exactly. Theres huge value in just knowing everything that’s happening. Forgotten subscriptions for sure. And I’ve found that billing errors, like accidental double charges happen way more often than you’d expect. Give it a try and let me know what you think!
Olga Dudina
This is amazing - so happy for you guys! I love finance apps. Transactions looks hip and modern! Congratulations on the launch! 🔥
Abhishek Singh
As someone with multiple credit cards, this sounds really incredible because a lot of times I keep wondering where I spent that money - because the charge on card just shows the payment gateways name e.g. Razorpay (stripe of India). And obviously I have to look at multiple apps to see all my spends
Gavin King
@abhishek1846 Right, with all of your cards liked, you can see any time annoying charges you for anything.
bossnova
Is there dark mode?
Gavin King
@michael_vitagliano1 Yes! Full, native dark mode support.
michela dickons
this is nice, congrats on your launch
Gavin King
@m_dickson Thanks!