Wise
p/transferwise
The universal way for you to manage money internationally.
Matteo Gamba
TransferWise Debit Card — A bright green card to save you money when you pay abroad 💳💱
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The TransferWise Debit Card is connected to the Borderless account, giving you access to 28 different currencies without the need to move money around.

When you spend money with your card, TransferWise will automatically exchange it in a way that is cheapest for you, choosing which balance is the best to convert into what you are spending 💷 🔀 💶

Replies
Ryan Hoover
TransferWise is an awesome company. We used to use their service for paying international teammates, saving thousands of $$$. Seems like something @levelsio might like.
Val Scholz
@rrhoover Can't wait to give you a personal invite when we launch Revolut in the U.S. - @levelsio is already using our service
Shashank V Singh
@valscholz Would love to use the revolut in upcoming trips! Are you guys ready to launch in the U.S.? Will appreciate early access.
Val Scholz
@shash2_0 Hey, we'll be launching in the U.S. in the next months. Go to www.revolut.com and join our waiting list. You'll be on of the first to try out our service in the U.S.
Travis Fischer
Looks awesome, but I wouldn't use it for the "bright green" alone. Credit cards colors represent danger much like poisonous animals, the brighter they are, the more risk the user poses which is why people generally prefer gray or black cards and most "intro" cards are red or blue.
Matteo Gamba
@fisch0920 I wouldn't necessarily say so. Monzo has a bright coral-coloured card, and people love it http://flamingogroup.com/coral-i...
Vivek Sancheti
Question: Can an Indian create an account and receive money into it? And use it to pay or send to someone?
Vivek Sancheti
One of the best service I have been using since 1-1.5 years. Totally hassle free and less charges than any other competitors. Hope you guys support India pretty soon. And to support India if you guys need any help from local people I can be there for you any time :) #Love4Transferwise<3
Matteo Gamba

This makes the Bordeless account even more interesting!

Pros:

Free to pay with currencies in your account

Free ATM withdrawals up to £200 / month

A small fee (between 0.35% and 1%) if you convert money

Cons:

Currently available to borderless account-holders by invitation-only

Laurent Oberholzer
What is the fee for ATM withdrawals above the £200 / month threshold?
Matteo Gamba
The card has not been fully launched yet (you need to have a borderless account, and need to be invited to the beta), but finally also TransferWise is getting ready with a card product. This complements their Borderless account, making TransferWise not only the best way to send money abroad, but also to spend them!
Jimmy Kwok
Shame that this is only available in the US, I see no option to get the card in the UK.
Matteo Gamba
@jimbb actually the card is only available in the EU & UK for now... but you will need to get an invitation for it (if you have a borderless account, they will be rolled out shortly)
Juho S
As a very happy user of Transferwise services (have transferred money to China and Japan from EU with couple clicks and minimal fees last year), this card feels now like a natural next step. Did someone see where you can apply for invite already?
Juho S
Checked the site, there was the sign-up form for US/EEA residents https://transferwise.typeform.co...
Vaibhav Jain
A friend recently introduced me to TransferWise and I was mind boggled to see the money i could have saved over the years. Also every time i travel abroad, using Credit cards, forex cards, cash exchange is always too much of a pain. This looks like will solve that! Great product!
Dan Gray
How does this differ from @RevolutApp? They've been doing the 'multiple currency accounts' thing for over a year or so, and are way ahead in terms of features and infrastructure - banking license in the pipe.
Can Olcer
@revolutapp @dan_e_gray I have used both, and Revolut is definitely cheaper with the Premium subscription (at least if you transfer a couple of thousand dollars per year). Also, I had have to see an UX that beats that of Revolut
Andrea Grasso
@revolutapp @dan_e_gray the one key difference is Revolut has a €30k limit per year. Transferwise has no limits of any sort.
Andrea Grasso
@revolutapp @dan_e_gray but yeah, since I went "bank-less" last year I only use Revolut and TransferWise.
Mahmoud Swehli
@revolutapp @dan_e_gray Revolut kept having issues with crediting my transactions and made me call back 2 or 3 transactions i sent to myself. Transferwise bank transfers are also a lot faster, in the UK atleast, and found their customer service to be a lot better.
Stefanie Amini
If I already have an account can I get the borderless card account too? Do I just login and request one?
Shubhankar Kahali
@stefamini You must have a borderless account within the EEA region, you will be soon invited if you are in EEA region.
Craig Barber
Transferwise are just killing it. Sending money OS with them is already awesome. This makes them awesomer indeed.
Udara Jay
Awesome service! (Not that it counts for anything, but the 'Hello world.' overlay on the card kinda ruins the aesthetic for me, would be much cleaner without it)
Roby Sharif
Transferwise has a great platform and services but it's been missing a component to replace traditional bank acct.; this card would be able to complement that need, can't wait!
Saif Al Falah
I wish the Borderless Account was available in more countries. Seems like a really good product.
Antoine Yng
Hi there, what’s the added value compared to Revolut ? What’s the gap that this service can fill ?
Steven Rueter
Why is this better than my BofA debit card?
Matteo Gamba
@rueter well, because you will not be charged additional hidden markups on made-up exchange rates 😉 www.bankofamerica.com/foreign-ex...
Steven Rueter
@sliver86 yep yep fair enough, you got my upvote on that one!
Sam Rye

I LOVE my TransferWise card.

I often buy services from a range of countries - especially software. This means I get billed in a range of currencies, which causes me extra cost when my Aussie credit card gets billed. Enter TransferWise's global card. I can deposit some USD, some EURO, some GBP and put all my SaaS / ecommerce purchases on one card.

With Borderless Accounts, you can also accept a variety of currencies - so whilst I work in Australia, I often have clients in UK and US, which means I can now easily accept payment into a 'local account' for my clients, and then reduce the transfer fees by holding those currencies until I'm ready to accept them, or pay for something locally.

Thank you TransferWise, for pushing the envelope of international life and financial arrangements.

Pros:

If I'm not holding enough of the currency I'm trying to spend, Transferwise will automatically transfer from another one at the best rate!

Cons:

Mobile app is still in beta, so they're working out some of the kinks.

Offirmo
How did you manage to get a card in Australia? Transferwise says "not in Australia yet"
Nick Engel
@offirmo They have an expression of interest form inside your TransferWise Borderless account and elsewhere on their site they mention a private beta in AU. I haven't been invited yet though :(
Bruno Skvorc
Word of caution: Transferwise will literally DELETE your business borderless account overnight without warning or heads up with money still in it if they conclude, at their own discretion, that you do any business related to cryptocurrencies - even if just blockchain development. The money still in the account will either be refunded to customers or sent to your usual destination account, depending on how long it has been in there. Be careful if you're a next gen business.
Daniel
So I still pay a fee for converting? Then I'll stay with my credit card without fees.