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Nova Money — Manage your money like the top 1%
Don’t just set financial goals, see what it takes to reach them.
Nova tells you when you can afford your goals, and what spending behaviours you need to adopt in order to succeed.
Use Nova to avoid the common money traps and build financial freedom.
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Replies
Balint Farago
As someone interested in fintech, this looks very interesting!
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This looks awesome! Any chance you’ll open up access for people who don’t live/bank in the UK? Personally, all my bank accounts except for one are in so-called “challenger banks” like Revolut, which are also available in the UK. Could I use the app?
@anna_0x Hi Anna, I am happy to know that you like it! We currently support Revolut and Transferwise neobanks, which are available worldwide (mostly), so if you use any of them feel free to connect right away :) Hopefully Austrian banks would be supported later this year when they would be ready for the Open Banking and our data provider TrueLayer will integrate them.
@priezz Nice! I can see N26 in the screenshots, so that means you support that too, right?
@anna_0x Haha, you are very attentive :) We were experimenting with N26 through the different provider, which required to enter user's login and password on our side. We did not find it secure enough. The Open Banking integration with N26 is not ready yet.
@priezz I see. Shame, I mostly use N26 lately. I think Salt Edge does N26 integrations well. Might be worth looking into — I might be confusing it with another service though, take it with a grain of salt.
@anna_0x It was exactly SaltEdge, which required users to share their username and password :)
We don't support Indian banks for now @sriram_sridhar . They need to develop their APIs to allow us to connect.
@singhanurag We could eventually integrate with banks in order to offer mortgage to our users or refinance their credit card debt at a better interest rate. But I don't that there is much to do with the bank apps stuck in the last decade.
Hi hunters, we created Nova Money to help millennials be power savers! 🤑
Our generation spends more than 2h/day on social media and less than 2mn/week looking at their finances. The result is a disaster: 75% of people fail to meet their budget, pile up debt... banks make $40bn+ profits on credit cards and overdraft fees, and people get poorer 😱.
So we’re trying to rebalance the forces between the financial system and the people 💪.
Nova will show you how to set the right saving goals, automate your monthly budget and draw your objective line. You will receive daily motivational messages based on how you are performing compared to your objective 👍.
Nova comes in three different personalities - Cute, Best Friend & Ruthless. Cute will mother you through your financial challenge whilst Best Friend will keep it real for you. Ruthless however will get mad and instil financial terror in you if you overspend! 😵😤😅😁
🏦 Works with UK banks through Open Banking
🔐 User data is protected at bank grade level
🏛️ Registered by the Financial Conduct Authority
👓 GDPR compliant
PH offer: 2 months of Premium plan: https://cashcoach.app.link/gift?...
There is more than 1 trillion of credit card debt in the world. But here at Nova Money, we believe that anyone can be financially free.
When we created Cash Coach, we aimed to include all main features you’d need to become better at managing your finances, saving and overall improve your money mindset. We wanted to break free from monotonous/cliché interface that most fintech apps have, hence we integrated a futuristic, gamified feel to make saving more interesting. As a visual learner, I find that visual graphics have a more powerful impact on understanding one’s finances as opposed to plain text + numbers, and this is where Cash Coach executed so well. There are charts that capture anywhere from your single transactions, to day-by-day spending, to monthly progress, to yearly stats -so you see everything. The daily messages from Cash Coach also help in motivating or pushing users to be better overall. There will be more exciting stuff to be added here in the future, keep an eye out :)
Amazing pitch - and even better app! Actually can't wait for this to work with my US bank!! Is there any possibility of trialing other banks at the moment (N26 or the like)?
@sanna_t Sanna, thank you! Cash Coach already supports Revolut and Transferwise, which are available in the US. As for the other banks we have got tons of requests from the US, so currently considering if we could speed up the integration.
There are countries which their banks are not available in the app. Despite the lack of bank integrations, mobile phone number which belong to these countries are required. In other words, if you live in a country that is not available, you will aware that very late. Besides, there is no option to remove personal data request.
We support mostly UK so far. To delete your personal data, you can delete your account at any time.
Awesome vibe, I love it. We should bring fun into everything.
I’m using it and it’s super slick, even helps you save money on bills 💸
It's been cool to watch this platform progress. As someone who is passionate about personal finance, I really appreciate the cause and I think it's great to have someone as passionate as Sam working so hard on making this as easy to use, modern, and helpful as possible. It feels a lot more 'down to earth' than a lot of the large counterparts that come to mind in this space. The UI/UX is particularly excellent and this app is another great step in the right direction for modernizing finance adjacent industries and educating consumers. The execution is beautiful.
@narro Thanks Bob, I think there is a lot to do in the personal finance space. We'll keep building and launch in the US hopefully by the end of 2021!
@glen_creaser Not yet, Gien. Hopefully it will come together with the US launch.
