
Debitize is a personal finance app that lets you use any existing credit card like a debit card so you can earn rewards and build credit without the worries of debt, interest, or late fees. Debitize works by automatically withdrawing funds to cover your purchases every day - like a debit card - and pays your credit card bill, in full and on time.
Debitize lets you use any existing credit card like a debit card. Earn rewards and build credit without debt, interest, or late fees. It's the best of both worlds. Upgrade to Credit Optimizer and we'll automatically keep your credit utilization low to help boost your credit score even more.
This allows you to have a "no thinking" (aka Plug & Play) solution to your credit cards. I love it. I've used them in previous betas and it's only gotten better!
I won't say I'm bad with managing my money, but this app allows me to set it and forget it when it comes to using and paying off my credit cards. In the past I would have gone to each credit card's website or app to make a payment once a week or so. This way my balance never got too high and I didn't accidentally spend the money from my checking account.
simplifies making sure you don't overspend. massively can positively affect your credit score.