Pick any home for sale in the Bay Area, and ZeroDown will buy it with cash. You'll move into your ZeroDown Home fast and debt-free. You don't need a down payment. With each rent check, build up purchase-credits that can be used to buy the home later on.
Worked with Zerodown to find a home in San Francisco, and am a big fan. Smooth process, transparent with the numbers, and overall an interesting new approach that has really worked for me.