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Eduardo Mercer
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It's smooth as butter - I don't even remember I'm not transacting at my home currency anymore when I'm abroad. So transparent it hurts.
Pros: If you don't have enough balance in specified currency it will use whatever balance you have available which will be cheaper to convert from
Cons: No BRL balance available yet :(

TransferWise Debit Card
A bright green card to save you money when you pay abroad 💳💱