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![Izza Sheikh](https://ph-avatars.imgix.net/2396282/original.jpeg?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop&frame=1)
Level tops the rankings as the highest-APY deposit account on Bankrate.com with 2.10% APY and pays 1.0% on online & signature-based debit card purchases with $1,000 direct deposit. It's built by the team at Zero that created the first debit-style credit card.
![Level - Next Level Banking](https://ph-files.imgix.net/5cce9f26-580c-463e-a282-70888e0f3505.png?auto=compress&codec=mozjpeg&cs=strip&auto=format&w=48&h=48&fit=crop&frame=1)
Level - Next Level Banking
Challenger bank with 2.10% APY and 1.0% on debit purchases