Spencer Noon

This looks awesome. Congrats on the launch!

This is a fantastic idea. Pumped to try it out :)

SeatGeek for cabs? I like it :)

This is a fantastic idea. Well done and spot on.

Some limitations (lack of group chat, buggy, etc.), but IMO Tox is a much bigger deal than people here are making it out to be. It has ramifications that span far beyond simply messaging...

It will be interesting to see if this catches on at some of the other banks. I bet it will. There is a real chasm in Wealth Management between High Net Worth and Emerging Affluent individuals. Shops are finding out what works for HNW doesn't usually work for EA. This product creates a socially relevant alternative to traditional Wealth Management for the EA/millenials demo.

Fantastic idea. You're going to have a big penetration issue, because I know for one thing I'm not sharing this with anyone :)

Hashtag investing is a really neat idea! I noticed Sumday was created by BNY Mellon. Now, can we invest in Bitcoin with it?