How do you manage your personal finances?
Márcia Monteiro
16 replies
I am always curious to know how people out there manage their personal finances. Do you use an excel? Do you track transactions or just networth? Do you budget?
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Paul Sutton@robert_sutton1
I use rocket money (tracks transactions), credit karma (tracks credit), every dollar (0 based budgeting app), and sometimes a good ol spreadsheet for planning large expenditures.
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Delphi — Digital Clone Studio
Monarch Money - pretty cheap too
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@philipsnyder What's your favorite feature of Monarch Money?
Delphi — Digital Clone Studio
@erskingardner Wide support for investment tracking (links to all brokers + crypto). I also requested a feature for reoccurring subscriptions a few months ago and it actually came out a few weeks ago, was very happy. I can see all my subscription payments and what days they get charged.
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@philipsnyder Thanks – that's super helpful. On the crypto side, do they track anything other than Coinbase?
Delphi — Digital Clone Studio
@erskingardner Unfortunately they're just using plaid so it doesn't really plug into defi. A possible feature improvement would be a plug in into the DeBank API (debank.com)
@philipsnyder now they use plaid, Mx money and one other.
I too like Monarch my second would be Copilot
I use the Expense Manager app to track the transactions and categorize them to see how much I spend on something
@umutgunbak What's your favourite feature? And what are you missing?
Neverinstall
I almost finished my debts. From the next month I will get the full salary. Finding a better way to manage my funds.
1. Gold
2. Stocks
3. Trading
Neverinstall
Prioritizing my needs before buying. Adding frugalness to my shopaholic nature helps!
And yes, saving up to invest. 12% club for short-term investments and Stock trading for long term