Wait a minute. Some of these reviews make ridiculous claims. I'm a Lendtable customer. Lendtable will not get you out of poverty. Your steady income will. The advance funds are not free money. You have to pay it back including fees. Lendtable is in business to make money. However, the advantage is yours while collecting advance funds from your retirement. Just be prepared to pay the full amount back when you separate from employer or retire.