1. Products
  2. YNAB (You Need A Budget)
  3. Alternatives
The best alternatives to YNAB (You Need A Budget) are Actual, Lunch Money, and Nudget. If these 3 options don't work for you, we've listed over 10 alternatives below.
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Best alternatives to YNAB (You Need A Budget)
  • Actual is a personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place. It's also a completely free local app which keeps your data private, with an optional service for syncing across devices.
  • Lunch Money is a personal finance tool with multicurrency support for the modern day spender. Meet your biggest cheerleader in budgeting today!
  • Nudget is the budgeting app for the rest of us, with two key driving principles: speed & simplicity. It makes tracking your expenses effortless with quick entry, and surfaces powerful insights about your spending, putting you in control of your money.
  • Wallet helps you flexibly plan your budget and track spending, so you stay in control and achieve your future goals. Actively plan and manage your finances, together with the people you trust, across multiple currencies, banks, and financial institutio...
  • Sign up before Jan 31st and use Funded free for life. Funded is a personal finance management app that fits your current flow, without budgeting and micromanaging. Available on iOS in the US today. Others, join the waitlist here https://bit.ly/2uf0Lyd
  • Learn how to create an effective budget that includes your entire monthly income and outgoings, ensuring youโ€™ll always know exactly what you have to spend. At Budgetnuts, we believe finance should be simple, and we aim is to help you to start saving for a brighter future, today.
  • Keeping track of finances isn't the most easier thing in the world, and it requires specific knowledge, that's why expenses manager was created, it will allow you to easily check and manage your personal finances, focus on daily and monthly budget.
  • Save easily and automatically with Funded. Setup funds for your future expenses such as rent, vacations, or that insurance payment that shows up every 6 months. Setup recurring virtual transfers to automatically earmark money for future expenses. Everything happens within Funded and your money never leaves your bank account!
  • For many of us, budgeting apps just don't work. We're here to fix that. At Noted, we focus on building a healthy awareness of your spending patterns that, in turn, help you be mindful of your spending.
  • User friendly & powerful personal finance software
  • Swift Budget is designed to allow you to quickly confirm your transactions. It offers an educated guess that you can easily confirm, or you can change the envelope quickly. Import transactions, sync between devices, and easily track your spending over time.
  • budgee.me is a small tool to help you create and keep personal budgets by showing how much you have left to spend each day within budget period. Add expenses and see the daily amount update, invite your partner or friend to collaborate on a budget.
  • Create a detailed budget and Pleke will automatically create transactions based on the budget. Input variable expenses quickly using autocomplete and get a spending limit reminder. If you overspend, transfer spending limits to stay on budget.
  • Goodbudget is a personal finance app for budget planning and money management. Share a budget with sync across multiple phones (and the web!).
  • This tool helps you save each day and avoid overspending by keeping track of how much you can spend each day, week and month and still meet your long term goals. It is very easy to use and a great starting place for people who have never saved before.