The best alternatives to Zapchain are Mightybell, Post Inspect, and Open Bazaar. If these 3 options don't work for you, we've listed a few more alternatives below.
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ETHLend solves the liquidity challenge of being cash-poor, but crypto-asset rich. Borrowers can request secure loans by pledging their cryptocurrency assets as a collateral to receive spendable funds. This enables borrowers to retain their exposure on cryptocurrency without the need for selling the assets when the borrower has sudden expenses.