Here are some things I can review based on general user experience:
👍 Stripe Advantages:
✅ Easy to Use – The registration and integration process is very simple, especially for online businesses and e-commerce.
✅ Complete Features – Supports credit/debit card payments, digital wallets (Apple Pay, Google Pay), and various other methods.
✅ High Security – Equipped with a sophisticated fraud detection system to prevent chargebacks and suspicious transactions.
✅ Developer Support – Robust API and complete documentation, easy integration with websites or applications.
✅ Global Reach – Can accept payments from various countries with multiple currencies.
✅ Subscription & Recurring Billing – The automatic subscription feature is very useful for membership-based services.
👎 Stripe Disadvantages:
❌ Not Available in All Countries – Some countries still do not support Stripe, so alternatives such as PayPal or Wise are needed.
❌ Transaction Fees – Can be more expensive than other gateways, especially if there are frequent chargebacks or currency conversions.
❌ No Offline Support – Better suited for online businesses, as they don’t have a physical terminal like Square.
❌ Occasional Fund Holds – If there is a suspicious transaction or the business is deemed high-risk, Stripe may place a temporary hold on funds.
🌟 Conclusion:
Stripe is one of the best choices for online businesses, startups, and e-commerce businesses that need a flexible and secure global payments system. However, for small businesses or those that frequently experience chargebacks, the transaction fees and exclusion policies can be a challenge.
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